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title: Credits and service terms
description: Credit eligibility, spending authority and settlement boundaries for connected services.
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Credits authorize eligible service usage subject to scope, expiry, permissions and owner spending limits. Promotional credits are non-transferable and cannot be cashed out. Service access depends on the connected provider’s permissions and terms.

Payment approval is separate from payment completion. A successful authoritative provider receipt is required before purchased credit is issued. Merchant settlement requires a configured provider and applicable onboarding.