---
title: Credits and payments
description: Optional wallet funding for eligible paid merchant offers.
---

Each verified owner receives **100 free credits**, valid for 90 days. No card is required to start. One credit has a $0.01 face value. Welcome grants remain scoped by the ledger. Free merchant account checks do not consume credits.

Pay as you go offers **100 credits for $1** or **500 credits for $5**. An authenticated owner selects an owned agent and completes Stripe's hosted checkout. Purchase controls show availability from the configured payment service; provisioning prices alone does not enable purchases. Credits are issued only after Stripe confirms successful payment. Returning from checkout does not issue credits.

When a paid merchant request runs out of eligible credits, agentsub retains the original service request. Hosted Link approval requires a registered confidential OAuth client and an owner-connected Link wallet. A Stripe account or personal Link CLI login does not establish that connection. Link's human approval authorizes a purchase; credit issuance still requires confirmed Stripe settlement. For USD card payments, Stripe's minimum charge is $0.50, corresponding to 50 credits. The approval request explains the minimum and the remaining credits.

agentsub credits are closed-loop service credits. They do not establish payment arrangements with unrelated providers. Unconfigured payment methods remain unavailable, and denied, expired or failed requests remain unpaid. Subscriptions are not offered.

[Credit eligibility](/docs/credits) · [Connected workflows](/docs/use-flows).

Wallet credits are optional funding for eligible paid offers. The dashboard’s Stripe checkout and Link connection support wallet funding; they do not implement direct payment to a merchant. Direct Link merchant payment is not available through this screen.